The practice group has a long history of representing federal savings banks and their savings and loan holding companies, particularly savings and loan holding companies that are also securities firms or insurance companies. We have in-depth familiarity with the various distribution and marketing programs used by thrift institutions to maximize the relationship the bank has with the customer of the holding company or its affiliates (use of agents, financial professionals, etc.). We have a long history of representing banks before the OCC, and their holding companies before the Federal Reserve Board. Following the passage of the Dodd-Frank Act, we have been sought out by many of the largest federal savings banks and their holding companies as the supervision and regulation of these entities has moved to the OCC and the Federal Reserve, respectively. We currently represent several of the largest savings and loan holding companies and their banking subsidiaries.