Amber Hay represents banks and nonbank financial services companies with a wide range of bank regulatory matters, including matters within the supervisory jurisdiction of the Federal Reserve Board, the OCC, and FDIC. Prior to joining the firm, Ms. Hay was a Senior Attorney at the Board of Governors of the Federal Reserve System in the Legal Division's Bank Regulatory and Policy Group, where she reviewed acquisition, divestiture, and activity proposals of financial institutions under the various banking laws, including the Bank Holding Company Act, Change in Bank Control Act, Home Owners' Loan Act, the Dodd-Frank Act, and the Federal Reserve Act.

While at the Federal Reserve Board, Ms. Hay was also seconded to the US House of Representatives, Financial Services Committee, where she advised Congress members on the implications of banking legislation, including the House-passed Financial Choice Act of 2017.


Federal Reserve Adopts Final Rule Clarifying "Control" Under the Bank Holding Company Act and Home Owners' Loan Act
FDIC Proposal Offers Welcome Clarity On Brokered Deposits
Asset Management Law360, Banking Law360, Capital Markets Law360, Compliance Law360, Fintech Law360, Public Policy Law360, Securities Law360
FDIC Issues Proposed Rule on Brokered Deposits
Federal Reserve Releases Proposal in Effort to Clarify "Control" Determinations
Minding the GAAP: What You Need to Know About the Current Expected Credit Losses Methodology (pdf)
The Banking Law Journal, Volume 136, No. 5


"Rising Star" – Banking (2019)
Women in Housing & Finance's "40 Under 40" 2019


  • JD, Corporate Law, University of Michigan Law School, 2012
  • BA, Economics, University of Michigan, 2009
  • District of Columbia
  • Michigan
Government & Military Service
  • Senior Attorney, Legal Division of the Federal Reserve Board
  • Senior Counsel (Detailee), US House Financial Services Committee

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