Kevin Toomey to Moderate Panel on Instant Payments at The Clearing House Annual Conference

Kevin Toomey will moderate a panel at The Clearing House Annual Conference on November 17, 2026, in New York. The conference brings together senior leaders from banking, payments, and policy to examine the business and regulatory developments shaping financial services.

The session, "Instant Payments and Beyond: Addressing Fraud, Liability, and Enforcement in a Modern Payments Ecosystem," looks at how fraud is changing as money moves faster. Fraud rates for instant payments remain low, but criminals increasingly use social engineering and communications that happen outside the banking system. The panel will discuss regulatory and enforcement priorities, the policy debates over fraud liability and recovery, ways to modernize regulatory frameworks to support fraud prevention, and how better information sharing can help combat fraud across payment types.

Panelists: